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Debt and Credit Counseling (Español)
Negotiating With Creditors
These tips, aimed at New Yorkers with financial worries, give suggestions about whom to contact for help but also remind them to be cautious about quick fixes.
Negotiating With Creditors (Consumer-SOS)
Credit Scores (Consumer-SOS)
A good credit score is like having a good SAT score. If your score is high, creditors love you and will give you cheap rates. If your score is low, you'll have to work twice as hard just to get the loan.
Steps To Credit Repair
Rebuilding Your Credit Rating through correcting errors, negotiating with creditors and adding pertinent information to your credit file.
Credit Repair-Help Yourself First (FTC)
Regulation Of Credit Repair Companies
See Sec 407-Your 3 Day Right To Cancel The Contract.
State & Federal Laws Governing Credit Matters (All 50 States)
Select your state and see what additional protections your state offers in addition to federal law. For federal laws, scroll down to their federal section and click on the link of your choice.
Unsecured Credit Cards To Help Rebuild Your Credit
A Website dedicated to helping debtors and others with credit problems to obtain either a secured or unsecured credit card for the purpose of re-establishing good credit.