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Pennsylvania Home Matters
City
Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.
See Health & Safety
See Nuisances
Check your phone book's city & county government pages for
"Animal Control" or Animal Rabies Control."
Your Department Of Transportation (All 50 States, Not DC) may offer carpool programs or have links to ones.
Or Search Yahoo
for "carpools" and "Your City".
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Contractors/Construction, Plumbers, Electricians
Attorney General
Consumer Complaint Forms & Contact Numbers (Pennsylvania)
Consumer Complaints, Contractors, Telemarketers,
SPAM and Junk Mail, Health Care Complaints, Insurance Fraud
Elder Abuse, Civil Rights Complaint Form
Charitable Trusts and Organization Complaint Form
See
Occupational Licensing Boards
Call the agencies below if you've been denied housing or been discriminated against in a housing related matter because of your Race, Color, Religion, Sex, National Origin, Family Status, Or Disability.
The
Fair Housing Division of the Commission of Equal
Opportunity
The U.S. Department of Housing and Urban Development
Discrimination Hotline (800) 669-9777
City
Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.
Check your phone book's city & county government section for
"Water & Sewer" or "Public Works."
Sorry. There Are No State Resources Here At This Time. Please
Check Back Later.
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American Association Of Retired Persons
Financial Assistance (For Mortgage, Utilities, Transportation, Food+Clothing)
Before calling the numbers below, contact your lender.
Very often mortgage lenders will work with someone who has a temporary
problem paying the bills. On a
case-by-case basis, some lenders will temporarily modify the terms of the loan,
due to hardship, such as a surmountable illness or other trying circumstances. The lender may allow you to make a reduced payment on your
mortgage for a time or to miss a payment and have the payment tacked on to the
end of your loan.
You may also want to talk to a mortgage lender or two on the matter of whether refinancing your home is prudent or even possible. That way, you could reduce payments or take out cash. But make sure to consult your circles of experts, accountants, etc... to understand the tax and investment implications of what you do. Remember, it never hurts to learn your options.
Resources To
Avoid Foreclosure (Pennsylvania)
Includes financial assistance, counseling and loan modification programs.
I am having trouble with my mortgage. Can you help?
The important thing is to learn about your options and keep the lines of
communication open with your lender. Call us at 1-800-PA-BANKS and we can work
with you and your mortgage company. You can also contact the
Pennsylvania Housing Finance Agency, which
administers the
REfinance to an Affordable Loan Program (REAL), the
Homeowners' Equity
Recovery Opportunity (HERO) and the
Homeowners'
Emergency Mortgage Assistance Program (HEMAP).
Can a third party help me with my loan modification?
An increasing number of companies are offering to help people modify their
mortgages – for a fee. The reality is that many of these offers are scams
intended to prey upon people who are already in financial distress. At the very
least, they are charging consumers for a service they can get for free or do by
themselves. There are professional housing counseling agencies throughout
Pennsylvania that are certified by the
Pennsylvania
Housing Finance Agency and the
U.S. Department of Housing and
Urban Development to assist homeowners with mortgage problems. Best of all,
the help is free.
The
Home Ownership Preservation Foundation 877-362-6631
24 hour hotline for any borrower in distress.
For EMC Customers, call
The Mod Squad 877-362-6631
Step by step on what to do and where to go for assistance.
Stop!!!!! AFTER CLICKING ON THIS LINK, GO TO THE GOOGLE SEARCH
BOX AND REPLACE "YOUR STATE" WITH THE STATE WHERE YOU LIVE. i.e."NEW YORK"
OR "CALIFORNIA" OR "ALASKA" then click on go.
For help in your county or city, add the name of your county or city after the
name of your state.
United
Way Help Line
(For All 50 States, DC & Puerto Rico)
Choose
your state, select your city, and look up help agencies throughout the country!
Their stellar search engine can lead you to any social service topic imaginable.
Just type in the words "Utilities and Assistance", or "Food and
Clothing" or "Mortgage and Assistance"
The
Salvation Army Nearest You (All 50 States & DC)
The Salvation Army often helps with rent, utilities, transportation, food,
clothing and mortgage assistance.
Fixtures
Sorry. There Are No State Resources Here At This Time.
Please Check Back Later.
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Find
Your State's Attorney General
The Office of Attorney General will often enforce laws against unfair or
deceptive business practices in your state.
Lighting Up for Crime Prevention (HTML)
Neighborhood Watch Gets Residents Prepared
See right hand side Table of Contents. Provides residents with the information
they need to strengthen their communities and effectively prevent and respond to
the threats of terrorism, crime, or any kind of disaster through a Neighborhood
Watch Program.
Also check your phone book's city & county government section
for
"Graffiti" or "Public Works."
Severe Storm Safety Tips (Pennsylvania)
City
Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.
How
To Start Your Own Neighborhood Watch (Good For All States)
See Also Basic
Tips To Follow For Stopping Crime
Lighting Up for Crime Prevention (HTML)
Neighborhood Watch Gets Residents Prepared
See right hand side Table of Contents. Provides residents with the information
they need to strengthen their communities and effectively prevent and respond to
the threats of terrorism, crime, or any kind of disaster through a Neighborhood
Watch Program.
Also check your phone book's State, County & City sections
for
The Board Of Health
Your City Housing Authority
Your City Sanitation Department
Zoning
Public Works, Water & Sewage,
Animal Control
Your State's Environmental Protection Division
Your State's Department Of Transportation
Home Inspectors (Pennsylvania)
City
Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.
How
To Start Your Own Neighborhood Watch (Good For All States)
How
To Start Your Own Neighborhood Watch (Good For All States)
See Also Basic
Tips To Follow For Stopping Crime
See Health & Safety