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FAQ's & Articles
FAQS Under the New Bankruptcy Laws
Biggest Changes: Debtor must now pass the "means test" and get mandatory consumer credit counseling. Debtor's assets are now valued higher and refiling for a second or third bankruptcy is much tougher. To take advantage of a state's pro bankruptcy laws, you must now reside there for two years instead of three months.
Bankruptcy Answers To Frequently Asked Questions
See left hand index for changes in the law, common mistakes, FAQs about discharging liens, garnishments, mortgages, student loans, taxes, making a budgets, etc. Great for federal law (non-residents should ignore Kentucky law links).
Basic FAQs About Bankruptcy (Good Overview)
Not state specific but still very good.
Various Kinds Of Debt Are Treated In Bankruptcy
Find out how bankruptcy treats debt from credit cards, taxes, home loans, student Loans, lawsuits, and child support.
Special Rules for Military Members in Bankruptcy
If you are a disabled veteran or are on active military duty, there are special rules that may help you in bankruptcy. This includes legal relief under The Servicemembers Civil Relief Act (SCRA). It covers issues such as rental agreements, security deposits, prepaid rent, evictions, installment contracts, credit card interest rates and credit reporting/debt collection, mortgage interest rates, mortgage foreclosures, civil judicial proceedings, automobile leases, life insurance, health insurance and income tax payments. The SCRA also provides certain benefits and protections to service member dependents.
Bankruptcy Exemptions (All 50 States)
In Other States
Exemptions In Each Of The Fifty States & DC
Scroll to middle of the page and click on your state.
The States Where You Can Choose Between Federal & State Exemptions
Found In The US Bankruptcy Code
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Courts (In Your State)
United States Bankruptcy Courts (All 50 States & DC)
They Filed For Bankruptcy? (All 50 States & DC)
Simply call each state's automated system and punch in the person's name. A recorded message will tell you if or when they've filed for bankruptcy. It's all free. Records before the year 2000 may not be available.
Bankruptcy Court Websites (Many States)
Scroll down for your state or click on the left for contact numbers for the clerks and judges.
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Download Free Bankruptcy Forms
Trolling the Web for Bankruptcy Law
(Lots of Links)
Bankruptcy options and alternatives for consumers
the rights of creditors and idea exchange for attorneys and accountants and more.
Find federal and state laws on bankruptcy. Also includes some case law, bankruptcy law journals and links to other bankruptcy sources.
Self help on bankruptcy related subjects such as
Avoiding Overspending, Credit and Debit Cards, Strategies for Repaying Debts, Debt Collections, Student Loans, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy and Credit Repair.