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Animals Mortgage & Loan Programs
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Animals

Texas Municipal Codes (85 City Codes Online)
Learn how your city treats zoning, nuisances, elections and more.

City Code Site  (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

Check your phone book's city & county government pages for
"Animal Control" or Animal Rabies Control."

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Carpools

Your Department Of Transportation (All 50 States, Not DC) may offer carpool programs or have links to ones.

Or Search Yahoo for "carpools" and "Your City".

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Contractors/Construction, Plumbers, Electricians

Consumer Problems With Homebuilders (Texas)
For who regulates them see Question #2 of their FAQs

Free Lawyers For People With Low Incomes (Texas)
Have a legal dispute? Click on the letter's) below that correspond to the first letter(s) of the County you are searching for, then scroll down or use your browser's "Find" feature to jump straight to that County.

See Also, Occupational Licensing Boards  

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Discrimination

Call the agencies below if you've been denied housing or been discriminated against in a housing related matter because of your Race, Color, Religion, Sex, National Origin, Family Status, Or Disability.  

Office Of The Consumer Credit Commissioner (Texas)
To protect consumers from abusive and deceptive practices regarding mortgages and home loans. Also polices regulated lenders or registered creditors.

Texas Mortgage Brokers & Loan Officers (Who Regulates Them)
Report bad conduct to the Savings & Loan Dept which regulates over 12,000 mortgage brokers and loan officers throughout Texas.

Where To Complain To (Texas)
Toll free numbers to call when you have problems concerning, abuse, children, disabilities, discrimination, insurance, health care, housing, lawyers, Medicaid, nursing homes, public benefits, and more.

Free Lawyers For People With Low Incomes (Texas)
Have a legal dispute? Click on the letter's) below that correspond to the first letter(s) of the County you are searching for, then scroll down or use your browser's "Find" feature to jump straight to that County.

The Fair Housing Division of the Commission of Equal Opportunity  

The U.S. Department of Housing and Urban Development
Discrimination Hotline  (800) 669-9777        

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Drainage Problems

Texas Municipal Codes (85 City Codes Online)
Learn how your city treats zoning, nuisances, elections and more.

City Code Site  (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

Check your phone book's city & county government section for
"Water & Sewer" or "Public Works."

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Easements

Texas Real Estate Commission
Regulates easement or right-of-way agents and unlicensed persons engaging in real estate-related activities.

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The Elderly

Free Lawyers For People With Low Incomes (Texas)
Have a legal dispute? Click on the letter's) below that correspond to the first letter(s) of the County you are searching for, then scroll down or use your browser's "Find" feature to jump straight to that County.

American Association Of Retired Persons                                    
For More Help See Seniors

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Financial Assistance (For Mortgage, Utilities, Transportation, Food+Clothing)

Before calling the numbers below, contact your lender.  Very often mortgage lenders will work with someone who has a temporary problem paying the bills.  On a case-by-case basis, some lenders will temporarily modify the terms of the loan, due to hardship, such as a surmountable illness or other trying circumstances.  The lender may allow you to make a reduced payment on your mortgage for a time or to miss a payment and have the payment tacked on to the end of your loan.

You may also want to talk to a mortgage lender or two on the matter of whether refinancing your home is prudent or even possible.  That way, you could reduce payments or take out cash. But make sure to consult your circles of experts, accountants, etc... to understand the tax and investment implications of what you do.  Remember, it never hurts to learn your options.

The Home Ownership Preservation Foundation 877-362-6631
24 hour hotline for any borrower in distress.
For EMC Customers, call The Mod Squad 877-362-6631

Texas Rent, Utilities and Mortgage Assistance (Google)
For help in your county or city, add your county or city's name in the Google search box.

Can't Pay Your Rent, Mortgage or Utilities? (Consumer-SOS)
Step by step on what to do and where to go for assistance.

United Way Help Line  (For All 50 States, DC & Puerto Rico)
Choose Texas, select your city, and look up help agencies throughout the country! Their stellar search engine can lead you to any social service topic imaginable.  Just type in the words "Utilities and Assistance", or "Food and Clothing" or "Mortgage and Assistance"

The Salvation Army Nearest You   (All 50 States & DC)
The Salvation Army often helps with rent, utilities, transportation, food, clothing and mortgage assistance.

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Fixtures

Sorry. There Are No State Resources Here At This Time. Please Check Back Later.

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Fraud

Find Texas's Attorney General
The Office of Attorney General will often enforce laws against unfair or deceptive business practices in your state.

Search Opinions Of The Texas Attorney General For Your Consumer Issue

Free Lawyers For People With Low Incomes (Texas)
Have a legal dispute? Click on the letter's) below that correspond to the first letter(s) of the County you are searching for, then scroll down or use your browser's "Find" feature to jump straight to that County.

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Graffiti

Nuisance Abatement Can Stop Crime (Texas)
Under the Texas nuisance abatement statute, any property can be closed down by court order if it is being use as a crack house, brothel, gang headquarters, or other base of operations for criminals. The statute works by holding the property owners and managers responsible for what happens on their property.

Texas Municipal Codes (85 City Codes Online)
Learn how your city treats zoning, nuisances, elections and more.

Lighting Up for Crime Prevention (HTML)
See right hand side Table of Contents. Outlines the frameworks in which lighting is used to prevent crime, presents key questions to help assess lighting needs, presents evidence of lighting's impact, and suggests numerous resources.

Neighborhood Watch Gets Residents Prepared
See right hand side Table of Contents. Provides residents with the information they need to strengthen their communities and effectively prevent and respond to the threats of terrorism, crime, or any kind of disaster through a Neighborhood Watch Program.

Also check your phone book's city & county government section for
"Graffiti" or "Public Works."

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Health & Safety

Nuisance Abatement Can Stop Crime (Texas)
Under the Texas nuisance abatement statute, any property can be closed down by court order if it is being use as a crack house, brothel, gang headquarters, or other base of operations for criminals. The statute works by holding the property owners and managers responsible for what happens on their property.

Texas Municipal Codes (85 City Codes Online)
Learn how your city treats zoning, nuisances, elections and more.

Lighting Up for Crime Prevention (HTML)
See right hand side Table of Contents. Outlines the frameworks in which lighting is used to prevent crime, presents key questions to help assess lighting needs, presents evidence of lighting's impact, and suggests numerous resources.

Neighborhood Watch Gets Residents Prepared
See right hand side Table of Contents. Provides residents with the information they need to strengthen their communities and effectively prevent and respond to the threats of terrorism, crime, or any kind of disaster through a Neighborhood Watch Program.

City Code Site  (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

How To Start Your Own Neighborhood Watch (Good For All States)
See Also Basic Tips To Follow For Stopping Crime


Zoning

Nuisances

Also check your phone book's State, County & City sections for
The Board Of Health
Your City Housing Authority
Your City Sanitation Department
Zoning
Public Works, Water & Sewage,

Animal Control
Your State's Environmental Protection Division
Your State's Department Of Transportation

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Housing Code Violations

Free Lawyers For People With Low Incomes (Texas)
Have a legal dispute? Click on the letter's) below that correspond to the first letter(s) of the County you are searching for, then scroll down or use your browser's "Find" feature to jump straight to that County.

Texas Municipal Codes (85 City Codes Online)
Learn how your city treats zoning, nuisances, elections and more.

How To Start Your Own Neighborhood Watch (Good For All States)
See Also Basic Tips To Follow For Stopping Crime

See Health & Safety

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