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Credit Repair

The Danger of Debt Settlement Companies (Illinois)

Negotiating With Creditors (Consumer-SOS)

Credit Scores (Consumer-SOS)
A good credit score is like having a good SAT score. If your score is high, creditors love you and will give you cheap rates.  If your score is low, you'll have to work twice as hard just to get the loan.

Build A Better Credit Record

Rebuilding Your Credit 

5 Steps To Credit Repair
Rebuilding Your Credit Rating through correcting errors, negotiating with creditors and adding pertinent information to your credit file.

Credit Repair-Help Yourself First (FTC)

Regulation Of Credit Repair Companies
 
See Sec 407-Your 3 Day Right To Cancel The Contract.

Illegally Establishing A New Credit Identity (BBB)

Credit Reports-What You Need To Know (Consumer-SOS)

Identity Theft-What To Do When Your Identity Is Stolen

FTC Brochures On Credit Repair

State & Federal Laws Governing Credit Matters (All 50 States)
Select your state and see what additional protections your state offers in addition to federal law. For federal laws, scroll down to their federal section and click on the link of your choice.

Secured & Unsecured Credit Cards To Help Rebuild Your Credit
A Website dedicated to helping debtors and others with credit problems to obtain either a secured or unsecured credit card for the purpose of re-establishing good credit.

Where To Go For Help (Consumer-SOS)
Getting help from the government, non-profits and the media.

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Credit Repair-Illinois