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Auto
FAQs and Brochures
The Best Rates
Claims
Complaints & Licensing

FAQs and Brochures (Auto)

Filing an Auto Claim with Your Insurance Company (Illinois)

Auto Insurance Shopping Guide (Illinois)

Comparative Negligence (Illinois)
Comparative negligence laws dictate how the responsibility for an accident will be shared between the parties directly involved in an accident where bodily injury or property damage was suffered.

Credit Information - How Insurers Use (Illinois)

Definitions (Illinois)

Teen Drivers (Illinois)

If Your Automobile Insurance is Canceled (Illinois)

If Your Automobile Insurance is Nonrenewed (Illinois)

Driving into Mexico (Illinois)

Minimum Levels Of Required Auto Insurance (All 50 States & DC)

Auto Insurance Laws For Each State (Summaries)
Includes violations of auto insurance law that could result in your driver license being suspended or revoked and minimum liability amounts required by each state's auto insurance law. At the bottom of each page you will find a link that leads to an online source that will provide any follow-up information you may need to learn about a particular state's auto insurance law.

Automobile Insurance FAQs (Nolo.com)
Frequently asked questions on insurance rates, coverage, no fault, liability, collision and more.

For More Help See Accidents & Injuries

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The Best Rates (Auto)

Auto Insurance Shopping Guide (Illinois)

http://insweb.com/
compare free online insurance quotes from many of the nation’s leading insurance companies. We offer quotes for auto insurance, term life insurance, homeowners insurance, individual health insurance and more.

http://www.insurance.com/
Comparison shop for auto insurance, life insurance, health insurance and other insurance products.

www.ebix.com
Enter the price you'd like to pay and see if any insurers respond. Also has excellent info on Life, Auto, Health, Home & Misc. Insurance.

www.Quotesmith.com (All 50 states & DC)
Enter your information once and depending on the coverage sought and other factors, you can end up with quotes from a number of companies. Life, Auto, & Health Insurance.

Homeowners, Auto, Life & Health Ins. (Instant Quotes)

www.insuremarket.com
Enter your information once and depending on the coverage sought and other factors, you can end up with quotes from a number of companies. Life, Auto, Health, Home & Business Insurance.

United Way Help Line (For All 50 States, DC & Puerto Rico)
Choose your state, select your city, and look up help agencies galore!!! Their stellar search engine can lead you to any social service topic you can think of. Just type in the words "Insurance" and "low cost" or "Insurance" and "(name your topic)"

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Claims (Auto)

Fighting Insurance Companies When They Deny Your Claim
How to protect yourself, establish contacts, gather allies and write your appeals and grievance letters.

Filing an Auto Claim with Your Insurance Company (Illinois)

Total Loss Auto Claims with Your Insurance Company (Rule 919 Exhibit A - Rights of Recourse) (Illinois)

Filing an Auto Claim with Another Driver's Insurance Company (Illinois)

Personal Injuries (Nolo.com)
Articles on subjects like: The Basics of Personal Injury Claims, Getting Started, Gathering Evidence, Who Is Liable and Courts and Mediation

For More Help, See
Complaints & Licensing
FAQs & Brochures

Health
FAQs and Brochures
The Best Rates
Claims
Complaints & Licensing

FAQs and Brochures (Health)

Health Insurance: Common Terms You Should Know (Illinois Publication)

Discount Health Plans: What You Should Know Before You Buy (Illinois)
Tips regarding reduced rate health care services. For Espanol click Here.

Illinois Managed Care Reform and Patient Rights Act - Continuity of Care
Places stricter requirements on HMOs, insurance companies, doctors and other health care providers.
For Appeals And Independent Reviews, click Here.

Your Right To Health Insurance Under The Health Insurance Portability and Accountability Act (HIPAA)

Your Patient Rights - The Fair Patient Billing Act (Illinois)

Your Patient Rights - Fully Insured Employer Group Plan Brochure (Illinois)

Your Patient Rights - Individually Purchased Plan Brochure (Illinois)

Your Patient Rights - Managed Care Plan Brochure (Illinois)

Your Patient Rights - Self-Insured Employer Plan Brochure (Illinois)

Filing An Insurance Claim (FAQ's & Articles)

Worker's Compensation Claims (Consumer-SOS)

Dealing With Insurance Companies When You've Had An Accident (Nolo.com)

10 Ways To Avoid Outrageous Hospital Overcharges
Profit-hungry hospitals are overcharging consumers an estimated
$10 billion a year. Some deliberately work to keep bills indecipherable.
Here's how to fight back.

Workers Comp Claims: Prepping For Adverse Medical Exams
Preparing for that exam that's supposed to lower your claim.

Questions To Ask Regarding Employer Provided Health Benefits

Know Your COBRA Rights (With Links To all 50 States & DC)
Their drop box links you to your regional or district office of the Pension and Welfare Benefits Administration of the U.S. Department of Labor, which oversees COBRA.

Insurance Discount Plans/Preferred Providers List (Illinois)

Senior Health Insurance Program (SHIP) (Illinois)

Charity Programs For Senior That Help Pay Your Medicare Prescription Drug Plan Copays (Illinois)

Illinois Uninsured Ombudsman Program (Click Here For Espanol)
Provides information on state and federal programs that may be available.
Explains continuation rights under an existing health plan.
Provides help on how to shop for health insurance.

Application for Low Cost Or Free Insurance Via The Illinois Comprehensive Insurance Plan
For more information, call Tel 217-782-6333 | Toll Free (Illinois only) 866-851-2751 | (TTY) 800-545-2455.

Low Cost Insurance Through All Kids (Illinois)
The All Kids program offers Illinois uninsured children comprehensive healthcare that includes doctors visits, hospital stays, prescription drugs, vision care, dental care and medical devices like eyeglasses and asthma inhalers. Parents pay monthly premiums for the coverage, but rates for middle-income families are significantly lower than they are on the private market. For instance, a family of four that earns between $42,000 and $63,000 a year pays a $40 monthly premium per child, and a $10 co-pay per physician visit.

www.ebix.com
Enter the price you'd like to pay and see if any insurers respond. Also has excellent info on Life, Auto, Health, Home & Misc. Insurance.

www.quotesmith.com
Enter your information once and depending on the coverage sought and other factors, you can end up with quotes from a number of companies. Life, Auto, & Health Insurance.

http://www.insurance.com/
Comparison shop for auto insurance, life insurance, health insurance and other insurance products.

Low Cost Insurance For Children (State By State)

Homeowners, Auto, Life & Health Ins. (Instant Quotes)

www.insuremarket.com
Enter your information once and depending on the coverage sought and other factors, you can end up with quotes from a number of companies. Life, Auto, Health, Home & Business Insurance.

United Way Help Line (For All 50 States, DC & Puerto Rico)
Choose your state, select your city, and look up help agencies galore!!! Their stellar search engine can lead you to any social service topic you can think of. Just type in the words "Insurance" and "low cost" or "Insurance" and "(name your topic)"

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Claims (Health)

Claim Denial - What to do If an Insurer Denies Your Claim (Illinois)
COBRA – Federal Subsidies Under Stimulus Plan (Illinois)
Continuation Rights - COBRA (Illinois)
Continuation Rights - Illinois Law
Continuation Rights - Illinois Spousal Law
Continuation Rights - Dependent Children (Illinois, July 1, 2004)
Continuation Rights - Municipal Employee (Illinois)

Fighting Insurance Companies When They Deny Your Claim
How to protect yourself, establish contacts, gather allies and write your appeals and grievance letters.

Managed Care Reform and Patient Rights Act (Illinois)
New Illinois law designed to limit certain managed care powers, expand the rights, remedies and information available to you and your health care providers and provide the care and insurance coverage you need. Includes your rights when coverage or treatment is denied.. Click HERE and HERE for even more on your rights.

More Illinois Brochures on Health Insurance Law
Includes scope of coverage, definition of terms and much more.

Personal Injuries (Nolo.com)
Articles on subjects like: The Basics of Personal Injury Claims, Getting Started, Gathering Evidence, Who Is Liable and Courts and Mediation.

For More Help, See
FAQs & Brochures And
Complaints & Licensing

Life
FAQs and Brochures
The Best Rates
Claims
Complaints & Licensing

FAQs and Brochures (Life)

Illinois Life Insurance FAQs

Finding a Reputable Insurance Company--Using Financial Rating Agencies (Illinois)

Life Insurance & Annuities Brochures (Illinois)
The Best Rates
Life Insurance & Annuities Brochures (Illinois)

Insuring Your Life (BBB Tips)

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The Best Rates (Life)

www.ebix.com
Enter the price you'd like to pay and see if any insurers respond. Also has excellent info on Life, Auto, Health, Home & Misc. Insurance.

www.Quotesmith.com
Enter your information once and depending on the coverage sought and other factors, you can end up with quotes from a number of companies. Life, Auto, & Health Insurance.

Homeowners, Auto, Life & Health Ins. (Instant Quotes)

Life Insurance (On-line Instant Quotes, 50 states & DC)

www.insuremarket.com
Enter your information once and depending on the coverage sought and other factors, you can end up with quotes from a number of companies. Life, Auto, Health, Home & Business Insurance.

United Way Help Line (For all 50 States, DC & Puerto Rico)
Choose your state, select your city, and look up help agencies galore!!! Their stellar search engine can lead you to any social service topic you can think of. Just type in the words "Insurance" and "low cost" or "Insurance" and "(name your topic)"

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Claims (Life)

Life Insurance & Annuities Brochures (Illinois)

See also FAQs & Brochures

Home & Property
FAQs and Brochures
The Best Rates
Claims
Complaints & Licensing

FAQs and Brochures (Home & Property)

Homeowners Insurance Shopping Guide (Illinois)
Credit Information--How Insurers Use (Illinois)
Definitions (Illinois)
If Your Homeowners Insurance Policy is Canceled (Illinois)
If Your Homeowners Insurance Policy is Nonrenewed (Illinois)
Mold Facts and Homeowners Insurance (Illinois)

Disasters

Consumer Alert - Flood Insurance Awareness (Illinois)
Consumer Alert - Flood Insurance Awareness - En Español (Illinois)
When Disaster Strikes - What to Do After an Insured Homeowners Loss (Illinois)
Disasters - Who Can You Contact? (Illinois)
Disaster Brochure (Illinois)

See Consumer-SOS/Home Matters/Insurance

The Best Rates (Home & Property)

Homeowners Insurance Shopping Guide (Illinois)

FAIR Plan – Coverage for Persons Who Cannot Find Homeowners Insurance (Illinois)

http://www.insurance.com/
Comparison shop for auto insurance, life insurance, health insurance and other insurance products.

www.ebix.com
Enter the price you'd like to pay and see if any insurers respond. Also has excellent info on Life, Auto, Health, Home & Misc. Insurance.

Homeowners, Auto, Life & Health Ins. (Instant Quotes)

www.insuremarket.com
Enter your information once and depending on the coverage sought and other factors, you can end up with quotes from a number of companies. Life, Auto, Health, Home & Business Insurance.

United Way Help Line (For all 50 States, DC & Puerto Rico)
Choose your state, select your city, and look up help agencies galore!!! Their stellar search engine can lead you to any social service topic you can think of. Just type in the words "Insurance" and "low cost" or "Insurance" and "(name your topic)"

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