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Buying	Already A Homeowner
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Contracts & Form Letters	Housing Related Help Groups

Buying
Tips, Warnings & Legal Information
Real Estate Agents, Brokers & Recording Offices
Mortgages
Home Inspection
Defects In Your House

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Real Estate Agents, Brokers & Recording Offices

Illinois Mortgage Loan & Home Equity Lending Guide (PDF Español)
Mortgage Broker Complaints, p.42.

Real Estate Agents & Brokers (BBB Tips)

Real Estate Agents & Brokers-Who Regulates Them (All 50 States & DC)
Find out where to complain.

Realtor.com (Find Houses Online)
See what's for sale. Enter price range, location and # of bedrooms, etc.

Working With A Real Estate Agent (Nolo.com)
How to deal with a real estate agent when you buy a house.

Do You Need a Real Estate Agent to Sell Your House?
You may not need a real estate agent to sell your home. These frequently asked questions will help you decide.

Do You Have What It Takes To Buy Or Sell Your Home Without a Realtor?
Can you do without one? Answer their list of questions to find out.

Real Estate On The Web (Nolo.com)
An overview of online real estate services available to homebuyers-from house listings to mortgage loans.

Real Estate Licensee Rules. A Compendium of Online Real Estate Manuals & laws Governing Realtors (34 States)
Search for rules on discipline, complaints and breach of duties.
Sometimes links won't work unless you link manually.
To link manually, select state, and use your right mouse click to copy the link into your address box. Then press enter.

Real Estate Links For Most States and Big Cities

County Real Estate Records. A Nationwide Listing of Real Estate Recording Offices

Tips, Brochures & Legal Info For Buyers

Professionals You Must Deal With When Buying A Home (Illinois Publication)

Buy A Home Without Much Money
Government programs, foreclosed properties, low down payment plans, etc.

Questions About Realtors
Do you even need a realtor to buy or sell your home? How to select one and what should you expect from one.

The Difference Between Condos, Townhomes, and Cooperatives
The following explanations will help you sort out the differences and similarities in ownership of those three types of real estate.

Contractors & Construction Liens (Law In All 50 States & DC)

Realtor.com (Find Houses Online)
See what's for sale. Enter price range, location and # of bedrooms, etc.

How to Buy A Home With A Low Down Payment

Buying A Home With Poor Credit

Buying A House, Selling A House & Neighbor Law (Nolo.com)
Great articles on the basics in all the areas above.

Buying An Unbuilt Home (BBB)

The Cooling Off Rule (When You Can Cancel A Sale or Sales Contract)

Real Estate Agents & Brokers (BBB Tips)

Home Sales-Actual Prices Of Homes By Their Address or Zip Code for the Last 18 months
Simply choose an area, and you'll get a list of homes recently
sold there, with the sale price and date. Also get an overview
of all sales activity in the area.

RESPA-Consumer Protection Laws For Home Buyers And Home Owners

FAQs On The Real Estate Settlement Procedures Act (RESPA)
When RESPA Does & Does Not Protect You against Unfair Housing Practices.

Real Estate Licensee Rules. A compendium of online real estate manuals and laws for most states (34 States Including GA)
Search for rules on discipline, complaints and breach of duties.
Site links don't work unless you link manually.
Select state, use your right mouse click and copy the link into the address box.

County Real Estate Records. A Nationwide Listing of County Real Estate Recording Offices

Buy A Home Without Much Money

How to Buy A Home With A Low Down Payment

How To Buy A Manufactured Home (FTC)

Government Home Buying Programs (Usually At Big Discounts)

HUD Homes For Sale (All 50 States & DC)

Buying HUD Homes For $1 (All 50 States)

How To Buy Foreclosed Properties

Government & Foreclosed Homes For Sale (All 50 States & DC)

Mortgages
Tips, Warnings & Legal Info
The Best Rates
Refinancing
Reverse Mortgages
Mortgage Insurance
Mortgage Discrimination
Complaints

Tips, Warnings & Legal Info

Illinois Mortgage Loan & Home Equity Lending Guide (PDF Español)
Foreclosure Prevention Programs p.16, 19 (Their page 14).
Legal Assistance Abusive Lending or Foreclosure Help, p.17, 32, 35.
Tips on Predatory Loans and If You're Behind on Payments pp. 1-10.
Loan Worksheet, p.8
Loan Rescue Fraud, p.13.
Home Ownership Counseling, p.19.
Resources Outside Metro Chicago, p.31.
Mortgage Broker Complaints, p.42.

Looking for a Mortgage: Tips For Safe Borrowing (Illinois)
See Here for Español.

Illinois Home Owner Rights When In Foreclosure
New disclosures that must be made starting in 2009. For Spanish click Here.

Predatory Lending, The Short Scoop (Illinois)

Mortgage Guides & The Lowest Rates

Housing Help (Consumer-SOS)
Where to find help in 25 areas related to housing.

Looking for the Best Mortgage? (Very Comprehensive)

RESPA-Consumer Protection Laws For Home Buyers And Home Owners

FAQs On The Real Estate Settlement Procedures Act (RESPA)
When RESPA Does & Does Not Protect You against Unfair Housing Practices.

Can't Pay Your Rent, Mortgage or Utilities? (Consumer-SOS)
Step by step on what to do and where to go for assistance.

Predatory Mortgage Lending: A Catalog of Abuses
Good For All States

Mortgage Servicers (Your Legal Rights & Where To Complain)

High Rate Home Loans-Your Rights Under The Home Ownership & Equity Protection Act

FAQs On The Real Estate Settlement Procedures Act (RESPA)
When RESPA Does & Does Not Protect You against Unfair Housing Practices.

RESPA-Consumer Protection Laws For Home Buyers And Home Owners

RESPA-Consumer Protection Laws For Home Buyers And Home Owners

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Mortgage Rates

Housing Help (Consumer-SOS)
Where to find help in 25 areas related to housing.

Home Loan & Mortgage Calculator
To solve a loan, enter the desired information and press "Compute." Leave the unknown field blank, the loan calculator will solve for that unknown. You can solve for a loan amount, number of payments, payment amount, or interest rate. You can only solve for 1 unknown at a time.

http://www.google.com/search?hl=en&lr=&ie=UTF-8&q=%22lowest+rates%22+mortgages+loans+%22credit+cards%22+savings+cds+%2250+states%22
Dubbed as the largest and most informative index of financial institutions in the industry and on the internet. Select your state for the best rates for home equity loans & mortgages and unsecured credit lines.

www.debtworkout.com/altcc.html
Links to residential lenders and mortgage brokers throughout the United States offering loans to borrowers with credit problems, bankruptcy or foreclosures on their credit report.

http://www.imoneynet.com/
Finding low mortgages, auto loans, and credit card rates.

www.hsh.com
Current and past mortgage rates and market commentary. Loan terms and conditions explained.

Mortgage Links With Descriptions (All 50 States & DC)
Find the lenders in your state.

Mortgage Guides & The Lowest Rates

www.quickenmortgage.com/
Provides to be homeowners with information on their credit and obtaining a mortgage.

Bankrate Monitor
Will tell you the best rates for a mortgage or home equity loan.

www.eloan.com
Licensed in at least 40 states, E-LOAN allows consumers to apply for a home loan via e-mail. On this site, consumers can search for the best rates on mortgages and home equity loans. It costs nothing to apply for a loan and your application will get a response within 24 to 48 hours.

www.getsmart.com
GetSmart.com can help you find an affordable home loan - by
connecting you with lenders happy to compete for your business.

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Refinancing

Housing Help (Consumer-SOS)
Where to find help in 25 areas related to housing.

Refinancing Your Home

Second Mortgage Financing (Fast Facts)

A Consumer's Guide To Mortgage Refinancing

Reverse Mortgages

Reverse Mortgages (Fast Facts)

Reverse Mortgages (Website With Links)

Reverse Mortgages For HUD homes
Has links Where To File Complaints.

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Mortgage Insurance

See Already A Homeowner/Insurance

Mortgage Discrimination

Housing Help (Consumer-SOS)
Where to find help in 25 areas related to housing.

Mortgage Discrimination
The Equal Credit Opportunity Act (ECOA) and the Fair Housing Act (FHA) protect you against discrimination when you apply for a mortgage to purchase, refinance, or make home improvements. Learn when you're being discriminated against and where to go for help.

See Mortgage Complaints

For More, See Fair Housing

Complaints

The Office Of Banks & Real Estate (Illinois)
The agency oversees state-chartered banks and thrifts, electronic funds transfer (EFT) networks, ATM's not owned by financial institutions, corporate fiduciaries, real estate brokers and agents, real estate appraisers, real estate companies, timeshare/land sales registrants, mortgage bankers, mortgage brokers, leasing agents, check printers, pawnbrokers, and auctioneers.

Illinois Mortgage Loan & Home Equity Lending Guide (PDF Español)
Foreclosure Prevention Programs p.16, 19 (Their page 14).
Legal Assistance Abusive Lending or Foreclosure Help, p.17, 32, 35.
Tips on Predatory Loans and If You're Behind on Payments pp. 1-10.
Loan Worksheet, p.8
Loan Rescue Fraud, p.13.
Home Ownership Counseling, p.19.
Resources Outside Metro Chicago, p.31.
Mortgage Broker Complaints, p.42.

Illinois Attorney General

Free Pro bono Help Throughout Chicago & Illinois

Mortgage Broker Licenses In DC & All 50 States
Find out who regulates them & where to complain to.

FAQs On The Real Estate Settlement Procedures Act (RESPA)
When RESPA Does & Does Not Protect You against Unfair Housing Practices.

RESPA-Consumer Protection Laws For Home Buyers And Home Owners

Federal Reserve Board
For information on and reporting violations of the Truth In Lending Act and the Equal Credit Opportunity Act.

Reverse Mortgages For HUD homes (Has links Where To File Complaints)

Find The AARP In Illinois
The AARP offers legal advocacy for seniors and may also have state specific consumer brochures which are available to everyone.

Find Your Local Newspaper, Magazine, Radio & TV Stations
Give them a little bad press and you're bargaining power increases tremendously. Select your state, and then click on your county or city for the proper media to report to. (DC Not Included).

For More, See Fair Housing

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Home Matters-Illinois

The Difference Between Condos, Townhomes, and Cooperatives The following explanations will help you sort out the differences and similarities in ownership of those three types of real estate.

The Difference Between Condos, Townhomes, and Cooperatives
The following explanations will help you sort out the differences and similarities in ownership of those three types of real estate.