Animals	Media & Nonprofit Help
Car Pools	Mortgage & Loan Programs
Contractors/Plumbers, Electricians & Construction	Moving Companies (Complaints)
Discrimination	Nuisances
Easements	Parks
The Elderly-Where To Get Help	Realtors & Brokers
Foreclosure Prevention-Mortgage & Utility Help	RESPA (Real Estate Settlement Procedures Act)
Fixtures	Streets & Sidewalks
Fraud	Taxes
Graffiti	Transportation
Health & Safety	Trees
Housing Code Violations	Truth & Lending
Insurance	Utilities
Legal Help	Veterans
	Zoning

City Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

See Health & Safety

See Nuisances

Check your phone book's city & county government pages for
"Animal Control" or Animal Rabies Control."

Carpools

Your Department Of Transportation (All 50 States, Not DC) may offer carpool programs or have links to ones.

Or Search Yahoo for "carpools" and "Your City".

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Contractors/Construction, Plumbers, Electricians

Filing A Consumer Complaint & Where To Go For Help (Illinois)
Also has small blurbs on telemarketing, charities, healthcare & home repair.

See Being a Homeowner

See Occupational Licensing Boards

Discrimination

Call the agencies below if you've been denied housing or been discriminated against in a housing related matter because of your Race, Color, Religion, Sex, National Origin, Family Status, Or Disability.

Center For Disability & Elder Law (Cook County)
Free legal advice for those who are permanently disabled or 60 and over. Must also meet income requirements.

The Guidebook of Laws and Programs for People with Disabilities (Illinois & Federal Law & Resources)
Chapter 1: General Considerations (What's a Disability under State & Federal Law)
Chapter 2: Access to Services, Programs, and Activities
Chapter 3: Care of Children with Disabilities
Chapter 4: Right to Confidentiality
Chapter 5: Education
Chapter 6: Employment
Chapter 7: Government Benefits
Chapter 8: Guardians and Representatives
Chapter 9: Health Care
Chapter 10: Housing
Chapter 11: Independent Living and Productivity
Chapter 12: Institutional Care
Chapter 13: Protection from Abuse and Exploitation
Chapter 14: Telecommunications
Chapter 15: Transportation
Chapter 16: Miscellaneous Rights

The Fair Housing Division of the Commission of Equal Opportunity

The U.S. Department of Housing and Urban Development Discrimination Hotline (800) 669-9777

Drainage Problems

City Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

Check your phone book's city & county government section for
"Water & Sewer" or "Public Works."

Easements

Sorry. There Are No State Resources Here At This Time. Please Check Back Later.

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The Elderly

American Association Of Retired Persons
For More Help See Seniors

Financial Assistance (For Mortgage, Utilities, Transportation, Food+Clothing)

Before calling the numbers below, contact your lender. Very often mortgage lenders will work with someone who has a temporary problem paying the bills. On a case-by-case basis, some lenders will temporarily modify the terms of the loan, due to hardship, such as a surmountable illness or other trying circumstances. The lender may allow you to make a reduced payment on your mortgage for a time or to miss a payment and have the payment tacked on to the end of your loan.

You may also want to talk to a mortgage lender or two on the matter of whether refinancing your home is prudent or even possible. That way, you could reduce payments or take out cash. But make sure to consult your circles of experts, accountants, etc... to understand the tax and investment implications of what you do. Remember, it never hurts to learn your options.

Illinois Mortgage Loan & Home Equity Lending Guide (PDF Español)
Foreclosure Prevention Programs p.16, 19 (Their page 14).
Legal Assistance Abusive Lending or Foreclosure Help, p.17, 32, 35.
Tips on Predatory Loans and If You're Behind on Payments pp. 1-10.
Home Ownership Counseling, p.19.
Resources Outside Metro Chicago, p.31.
Mortgage Broker Complaints, p.42.

Center For Disability & Elder Law (Cook County)
Free legal advice for those who are permanently disabled or 60 and over. Must also meet income requirements.

The Home Ownership Preservation Foundation 877-362-6631
24 hour hotline for any borrower in distress.
For EMC Customers, call The Mod Squad 877-362-6631

Can't Pay Your Rent, Mortgage or Utilities? (Consumer-SOS)
Step by step on what to do and where to go for assistance.

Rent, Utilities and Mortgage Assistance In Your State (Google)
Stop!!!!! AFTER CLICKING ON THIS LINK, GO TO THE GOOGLE SEARCH BOX AND REPLACE "YOUR STATE" WITH THE STATE WHERE YOU LIVE. i.e."NEW YORK" OR "CALIFORNIA" OR "ALASKA" then click on go. For help in your county or city, add the name of your county or city after the name of your state.

United Way Help Line (For All 50 States, DC & Puerto Rico)
Choose your state, select your city, and look up help agencies throughout the country! Their stellar search engine can lead you to any social service topic imaginable. Just type in the words "Utilities and Assistance", or "Food and Clothing" or "Mortgage and Assistance"

The Salvation Army Nearest You (All 50 States & DC)
The Salvation Army often helps with rent, utilities, transportation, food, clothing and mortgage assistance.

Fixtures

Sorry. There Are No State Resources Here At This Time. Please Check Back Later.

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Fraud

Find Illinois's Attorney General
The Office of Attorney General will often enforce laws against unfair or deceptive business practices in your state.

Graffiti

Lighting Up for Crime Prevention (HTML)
See right hand side Table of Contents. Outlines the frameworks in which lighting is used to prevent crime, presents key questions to help assess lighting needs, presents evidence of lighting's impact, and suggests numerous resources.

Neighborhood Watch Gets Residents Prepared
See right hand side Table of Contents. Provides residents with the information they need to strengthen their communities and effectively prevent and respond to the threats of terrorism, crime, or any kind of disaster through a Neighborhood Watch Program.

Also check your phone book's city & county government section for
"Graffiti" or "Public Works."

Health & Safety

Children Safety Brochures (Illinois)
Information on product recalls, sex offenders, safe Internet surfing, and programs for at risk youth.

City Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

How To Start Your Own Neighborhood Watch (Good For All States)
See Also Basic Tips To Follow For Stopping Crime

Zoning

Nuisances

Also check your phone book's State, County & City sections for
The Board Of Health
Your City Housing Authority
Your City Sanitation Department
Zoning
Public Works, Water & Sewage,
Animal Control
Illinois's Environmental Protection Division
Illinois's Department Of Transportation

Housing Code Violations

City Code Site (All 50 States, Not DC)
Learn how your city code treats, garbage, nuisance and safety hazards.

How To Start Your Own Neighborhood Watch (Good For All States)

How To Start Your Own Neighborhood Watch (Good For All States)
See Also Basic Tips To Follow For Stopping Crime

See Health & Safety