Consumer-SOS/Bankruptcy (California)

Bankruptcy

FAQ's & Articles	Forms
Exemptions	Law Links
Courts

FAQ's & Articles

FAQS Under the New Bankruptcy Laws
Biggest Changes: Debtor must now pass the "means test" and get mandatory consumer credit counseling. Debtor's assets are now valued higher and refiling for a second or third bankruptcy is much tougher. To take advantage of a state's pro bankruptcy laws, you must now reside there for two years instead of three months.

Bankruptcy Answers To Frequently Asked Questions
See left hand index for changes in the law, common mistakes, FAQs about discharging liens, garnishments, mortgages, student loans, taxes, making a budgets, etc. Great for federal law (non-residents should ignore Kentucky law links).

The New Bankruptcy Laws for 2006 and Beyond

The New Bankruptcy Laws (Federal For All States)
Also has info on discharging credit cards, divorce debts and more

20 Frequently Asked Questions About Bankruptcy (CA)
Due to the new laws, some of these may be wrong.

Basic FAQs About Bankruptcy (Good Overview)

Laws That Protect Debtors From Losing Their Home (CA)

Filing A Homestead Exemption To Protect Your Home From Creditors (CA)
A recorded homestead statement is important when a creditor obtains a court judgment against a homeowner.

What Is An Exemption?

How Various Kinds Of Debt Are Treated In Bankruptcy
Find out how bankruptcy treats debt from credit cards, taxes, home loans, student Loans, lawsuits, and child support.

Discharging Taxes In Bankruptcy

Exemptions
In California
In Other States

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California

What Is An Exemption?

Exemptions In California

The States Where You Can Choose Between Federal & State Exemptions

In Other States

Exemptions In Each Of The Fifty States & DC
Scroll to middle of the page and click on your state.

Bankruptcy Exemptions (In 47 States)

The States Where You Can Choose Between Federal & State Exemptions

Federal Exemptions Found In The US Bankruptcy Code

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Courts (California)

United States Bankruptcy Courts (CA)

Did They Filed For Bankruptcy? (All 50 States & DC)
Simply call each state's automated system and punch in the person's name. A recorded message will tell you if or when they've filed for bankruptcy. It's all free. Records before the year 2000 may not be available.

Bankruptcy Court Websites (Many States Including CA)
Scroll down for your state or click on the left for contact numbers for the clerks and judges.

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Forms

Download Free Bankruptcy Forms

More Bankruptcy Forms

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Law Links

ABI World - American Bankruptcy Institute

www.moranlaw.net/siteguide.htm
Bankruptcy options and alternatives for consumers
the rights of creditors and idea exchange for attorneys and accountants and more.

http://www.law.cornell.edu/topics/bankruptcy.html
Find federal and state laws on bankruptcy. Also includes some case law, bankruptcy law journals and links to other bankruptcy sources.

www.nolo.com-(Bankruptcy)
Self help on bankruptcy related subjects such as
Avoiding Overspending, Credit and Debit Cards, Strategies for Repaying Debts, Debt Collections, Student Loans, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy and Credit Repair.