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Drainage Problems

How Do I ........ (City Of Atlanta)
Report a nuisance or garbage problem,  water & sewage leaks, look up city ordinances, obtain a building permit, pay traffic tickets, etc.

Fulton County Public Works (404) 730-7400

Gwinnett County Public Works (770) 822-5061

Cobb County Water System (770) 423-1000  

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Easements

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The Elderly

The Senior Legal Hotline (888) 257 9519 (404) 657-9915  
Free or low cost legal advice for senior citizens. Answers legal questions for people 60 and over regardless of their income. The hotline is open Monday through Friday from 9 a.m. to 3 p.m. Contact Elle Crosby at(404) 657-0217.

American Association Of Retired Persons (404) 881-0292                                   
The Aging Connection (404) 364-2626  
State Government referral service for those 60 years or older.  Serves the entire Atlanta Metropolitan area.  

Housing Counseling Center (404) 659-6744 or (404) 508-0922  
Counseling for homeowners and first-time buyers in Dekalb and Fulton counties.  They advise elderly homeowners on a variety of issues such as reverse mortgages or repair options/deferred rehabilitation programs. 

For More Help See Seniors

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Financial Help With Mortgages & Utility Payments & Other Assistance
Before calling the numbers below, contact your lender.  Very often mortgage lenders will work with someone who has a temporary problem paying the bills.  On a case-by-case basis, some lenders will temporarily modify the terms of the loan, due to hardship, such as a surmountable illness or other trying circumstances.  The lender may allow you to make a reduced payment on your mortgage for a time or to miss a payment and have the payment tacked on to the end of your loan.

You may also want to talk to a mortgage lender or two on the matter of whether refinancing your home is prudent or even possible.  That way, you could reduce payments or take out cash. But make sure to consult your circles of experts, accountants, etc... to understand the tax and investment implications of what you do.  Remember, it never hurts to learn your options.

The Home Ownership Preservation Foundation 877-362-6631
24 hour hotline for any borrower in distress.
For EMC Customers, call The Mod Squad 877-362-6631

The HomeSafe Georgia Program (877) 519-4443
The HomeSafe Georgia Unemployment Program provides assistance for homeowners who have become unemployed or were unemployed or underemployed through no fault of their own. For those who qualify, the program offers two types of assistance: Mortgage Payment for those not delinquent and Mortgage Reinstatement for those who have fallen behind on their payments.. Eligible homeowners will close on a subordinate 0% interest rate loan similar to a home equity line of credit. These funds will be used to make mortgage payments for up to a maximum of 18 months under Payment Assistance, or will be used to reinstate an existing mortgage that is up to 6 months delinquent under Reinstatement Assistance.  Following the assistance period, the HomeSafe Georgia lien is balanced to the actual assistance use; the loan will be forgiven at a rate of 20% per year for five years. Unemployment Program assistance is available only once per homeowner or property address.

OneNeed.org (GA Only)
Needs vary but could include $ for car repair, rent/mortgage help, buying a car, utilities and medical bills. One Need works with local churches and all needs start and end with our local church partners. If you have a need please click SUBMIT A NEED here.